Axis Bank Titanium Smart Traveler Credit Card
Axis Bank · Closed to new applicants
A legacy Axis travel-flavoured entry card: 2 EDGE Reward points per ₹200 in India, 4 on hotel, airline, train and bus bookings in India, 8 abroad. ₹250 joining and ₹100 annual fee, both waived on small spends. Closed to new applicants; its archival page is stale.
- Annual fee
- ₹100 + GST a year
- Joining fee
- ₹250 + GST
- Fee waiver
- Annual fee waived on ₹50,000 spend per card year
- Base rate
- 2 points per ₹200 on other spends in India: 2 EDGE Reward points per ₹200 (about 0.2% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 23 Oct 2026
Main earn rates
- 8 EDGE Reward points per ₹200 on spends abroad: 8 EDGE Reward points per ₹200 (about 0.8% at cash value)
- 4 points per ₹200 on hotels, holiday packages, airlines, train and bus bookings in India: 4 EDGE Reward points per ₹200 (about 0.4% at cash value)
Earns nothing on
- No points on fuel, rent, utilities, insurance, cash withdrawals and EMI conversions
- No points on education and government spends
- No points on gift cards and bridge, road and toll fees
Where the sources disagree
- DCC markup, late fee and cash payment fee: The archival page shows a 1.5% DCC markup, a ₹1,200 late fee for any balance above ₹10,000 and a ₹50 convenience fee on cash payment; the KFS and MITC (2026-10-08) show 3.5%, ₹1,300 above ₹50,000 and ₹175. We use the KFS and MITC.
Terms the calculator does not value
- The page says complimentary Mastercard airport lounge access stopped for Titanium cards from 2013-05-01; the lounge programme PDF does not list the card either, so no lounge benefit is entered.
- The page lists a reward redemption fee ("Yes") with no amount, and no point expiry.
Sources
- Axis Bank credit cards Key Fact Sheet (last updated 2026-10-08) (Schedule of charges, the bank's own, read 20 Oct 2026)
- Axis Bank credit cards Most Important Terms and Conditions (PDF created 2026-10-08) (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- Axis Bank credit card listing (41 cards) (Product page, the bank's own, read 20 Oct 2026)
- Axis Bank English sitemap (Product page, the bank's own, read 20 Oct 2026)
- Travel EDGE Program eligible Credit and Debit Cards (list dated 2024-06-18) (Reward terms, the bank's own, read 20 Oct 2026)
- Important Announcements on Axis Bank Credit Cards (Bank notice, the bank's own, read 20 Oct 2026)
- Titanium Smart Traveler Credit Card archival product page (Product page, the bank's own, read 20 Oct 2026)
- Revision of Axis Bank credit card T&C, effective 2026-08-28 (generic notice dated 2026-07-27) (Bank notice, the bank's own, read 23 Oct 2026)