Samsung Axis Bank Signature Credit Card
Axis Bank · Open to apply
Samsung's co-brand card: 10% cashback on Samsung purchases (₹2,500 a month, ₹10,000 a year), 10 EDGE Reward points per ₹100 on Zomato, BigBasket, Myntra, Tata 1mg and Urban Company, 5 per ₹100 on everything else, 4 domestic lounge visits a year and 2,500 welcome points. ₹500 fee, waived at ₹2 lakh of spend.
- Annual fee
- ₹500 + GST a year
- Joining fee
- ₹500 + GST
- Fee waiver
- Annual fee waived on ₹2,00,000 spend per card year
- Base rate
- 5 EDGE Reward points per ₹100 on all other domestic and international spends (1%): 5 EDGE Reward points per ₹100 (about 1% at cash value)
- Lounges
- Domestic: 4 visits a calendar year after ₹50,000 spend
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 10% cashback on Samsung products and services (stores, eStore, Shop app, EMI included): 10% cashback (about 10% at cash value)
- 10 EDGE Reward points per ₹100 on Zomato, BigBasket, Myntra, Tata 1mg and Urban Company (2%): 10 EDGE Reward points per ₹100 (about 2% at cash value)
Earns nothing on
- No EDGE Reward points on fuel, wallet loads, jewellery, government, education, utilities and telecom, rent, insurance, financial institutions, cash advances, EMI and gift cards
- No EDGE Reward points on bridge, road and toll fees
Where the sources disagree
- fuel surcharge waiver range: The product page's feature summary says the 1% waiver is for transactions between ₹400 and ₹5,000, while its detail text, the MITC, the KFS and Samsung's page say ₹400 to ₹4,000. We use ₹400 to ₹4,000.
Terms the calculator does not value
- The Samsung cashback needs the purchase to be recognised through the channels listed (Samsung's own stores, eStore, Shop app, service centres and listed retailers' terminals). Samsung products bought on Flipkart or Amazon earn nothing from 2024-12-20 and 2026-01-01. The calculator's spend profile has no Samsung line, so the 10% never reaches a result.
- The accelerated 10 points per ₹100 applies only to the five named merchants and depends on merchant IDs; of those, only Zomato, Myntra, BigBasket, Tata 1mg and Urban Company have merchants in our reference data, and the calculator's profile has lines for Zomato and Myntra only.
- Domestic lounge visits need the previous-three-months spend and the card must be swiped at the lounge; Axis can cap lounge capacity for its cardholders.
- The page's fuel surcharge text first says "₹400-5000" and later "₹400-4000"; the MITC, KFS and Samsung's page say ₹400 to ₹4,000. Axis's EDGE redemption options and expiry for this card were not read.
Sources
- Samsung Axis Bank Signature Credit Card product page (Product page, the bank's own, read 6 Nov 2026)
- Terms and conditions, Samsung Axis Bank Signature Credit Card (activation, cashback and EDGE Rewards; PDF created 2026-08-26) (Reward terms, the bank's own, read 6 Nov 2026)
- Axis Bank credit cards Key Fact Sheet (last updated 2026-10-08) (Schedule of charges, the bank's own, read 6 Nov 2026)
- Axis Bank credit cards Most Important Terms and Conditions (PDF created 2026-10-08) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Samsung India card page (Samsung Axis Bank credit cards) (Partner's page, the bank's own, read 6 Nov 2026)
- Revision of Axis Bank credit card T&C, effective 2026-08-28 (generic notice dated 2026-07-27) (Bank notice, the bank's own, read 6 Nov 2026)
- Axis Bank Credit Cards Domestic Airport Lounge Access Program (PDF created 2026-04-16) (Reward terms, the bank's own, read 6 Nov 2026)
- Samsung India, Axis Bank launch co-branded credit card powered by Visa (press release, 2022-09-26) (Press release, the bank's own, read 20 Oct 2026)