Axis Bank Pride Signature Credit Card

Axis Bank · Open to apply

A no-joining-fee card for Indian Defence personnel: 8 EDGE Reward points per ₹200, two domestic lounge visits a quarter (on ₹50,000 of spend in the previous 3 months) and a 1% fuel surcharge waiver up to ₹500 a statement. First-year annual fee is nil and then ₹500, waived at ₹40,000 of spend.

Annual fee
₹500 + GST a year
Joining fee
None
Fee waiver
Annual fee waived on ₹40,000 spend per card year
Base rate
8 EDGE Reward points per ₹200: 8 EDGE Reward points per ₹200 (about 0.8% at cash value)
Lounges
Domestic: 2 visits a calendar quarter after ₹50,000 spend
Forex markup
3.5%
Data
From bank documents, checked 6 Nov 2026

Earns nothing on

  • No points on utilities and telecom, education, insurance, government, wallet, rent, fuel, gift cards or EMI conversions
  • No points on bridge, road and toll fees

Where the sources disagree

  • Fuel surcharge waiver cap: The MITC lists Pride Signature in the group refunded up to ₹500 per statement cycle. The product page says up to ₹400 per statement cycle in its feature text and ₹400 "per month" in its summary and fee table. The KFS refund lists do not name Pride Signature at all. The MITC figure is used.
  • Reward rate on the card listing: The product page's rewards section says "8 points for every ₹200 spent"; Axis's card listing (2026-11-06) says "Earn 4 EDGE REWARD Points on every ₹200 spent" for this card. No T&C, KFS or MITC states the rate. The card's own page is used (8 per ₹200).

Terms the calculator does not value

  • The network is not stated (entered as unknown). The ₹0.20-per-point value is inferred from the MITC, so every rewards number moves with it. At 8 points per ₹200 the points are worth about 0.8% of spend.
  • The first-year annual fee is nil and then ₹500; the calculator charges ₹500 every year unless the ₹40,000 spend waiver is met, which any regular user meets.
  • The card is only open to defence personnel; the calculator cannot test whether the person it is valuing qualifies.

Sources

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