Axis Bank Pride Platinum Credit Card

Axis Bank · Open to apply

A no-joining-fee card for Indian Defence Forces personnel and Government of India employees: 4 EDGE Reward points per ₹200, a 1% fuel surcharge waiver up to ₹250 a statement and free add-on cards. First-year annual fee is nil and then ₹250, waived at ₹20,000 of spend. No lounge access.

Annual fee
₹250 + GST a year
Joining fee
None
Fee waiver
Annual fee waived on ₹20,000 spend per card year
Base rate
4 EDGE Reward points per ₹200: 4 EDGE Reward points per ₹200 (about 0.4% at cash value)
Lounges
None on record
Forex markup
3.5%
Data
From bank documents, checked 6 Nov 2026

Earns nothing on

  • No points on utilities and telecom, education, insurance, government, wallet, rent, fuel, gift cards or EMI conversions
  • No points on bridge, road and toll fees

Where the sources disagree

  • Annual fee waiver spend: The product page says the ₹250 annual fee is waived on spends of ₹40,000 in the preceding year; the KFS and MITC say ₹20,000 (and ₹40,000 for Pride Signature). The KFS and MITC figure is used.
  • Reward redemption fee: The page's fee table says "EDGE REWARDS Redemption: Free" and, a few lines later, "Reward Redemption fee: Yes" with no amount. No fee is entered.
  • Annual points on the card listing: Axis's card listing (2026-11-06) says the card gives "1200 EDGE REWARD Points every year"; no feature, fee table, value chart or EDGE Reward points T&C on the product page states an annual points benefit. Nothing is entered for it.

Terms the calculator does not value

  • The network is not stated (entered as unknown). The ₹0.20-per-point value is inferred from the MITC, so every rewards number moves with it. At 4 points per ₹200 the points are worth about 0.4% of spend.
  • The first-year annual fee is nil and then ₹250; the calculator charges ₹250 every year unless the ₹20,000 spend waiver is met, which any regular user meets.
  • The card is only open to defence and government personnel; the calculator cannot test whether the person it is valuing qualifies.

Sources

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