Axis Bank Platinum Credit Card
Axis Bank · Closed to new applicants
A legacy Axis Visa Platinum card: 6 EDGE Reward points per ₹200 at home and 12 abroad, 25% cashback on movie tickets (₹1,000 a year) and 100 points on the first online transaction. ₹500 joining and ₹200 annual fee, both waived on small spends. Closed to new applicants; its archival page is stale.
- Annual fee
- ₹200 + GST a year
- Joining fee
- ₹500 + GST
- Fee waiver
- Annual fee waived on ₹1,00,000 spend per card year
- Base rate
- 6 EDGE Reward points per ₹200 on domestic spends: 6 EDGE Reward points per ₹200 (about 0.6% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 23 Oct 2026
Main earn rates
- 25% cashback on movie tickets (MCC 7832 and 7922): 25% in Movie cashback (about 25% at cash value)
- 12 EDGE Reward points per ₹200 on international spends: 12 EDGE Reward points per ₹200 (about 1.2% at cash value)
Earns nothing on
- No points on fuel
- No points on rent, education, utilities, telecom and government spends
- No points on insurance premiums
- No points on transactions converted to EMI
- No points on gift cards and bridge, road and toll fees
Where the sources disagree
- Rent fee, DCC markup, late fee and cash payment fee: The archival page shows a rent fee of 1% capped at ₹1,500, a 1.5% DCC markup, a ₹1,200 late fee for any balance above ₹10,000 and a ₹50 convenience fee on cash payment; the KFS and MITC (2026-10-08) show an uncapped 1% rent fee, 3.5%, ₹1,300 above ₹50,000 and ₹175. We use the KFS and MITC.
Terms the calculator does not value
- The page says Platinum Advantage holders had their annual fee cut to ₹200 from 2012-01-01 and lost the dining and fuel cashbacks, keeping the movie cashback and fuel surcharge waiver. The main Platinum card is entered, not the Advantage version.
- The page lists a reward redemption fee ("Yes") with no amount, and no point expiry.
Sources
- Axis Bank credit cards Key Fact Sheet (last updated 2026-10-08) (Schedule of charges, the bank's own, read 20 Oct 2026)
- Axis Bank credit cards Most Important Terms and Conditions (PDF created 2026-10-08) (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- Axis Bank credit card listing (41 cards) (Product page, the bank's own, read 20 Oct 2026)
- Axis Bank English sitemap (Product page, the bank's own, read 20 Oct 2026)
- Travel EDGE Program eligible Credit and Debit Cards (list dated 2024-06-18) (Reward terms, the bank's own, read 20 Oct 2026)
- Important Announcements on Axis Bank Credit Cards (Bank notice, the bank's own, read 20 Oct 2026)
- Platinum Credit Card archival product page (Product page, the bank's own, read 20 Oct 2026)
- Revision of Axis Bank credit card T&C, effective 2026-08-28 (generic notice dated 2026-07-27) (Bank notice, the bank's own, read 23 Oct 2026)