MY WINGS Credit Card

Axis Bank · Closed to new applicants

A legacy Axis travel card: 4 EDGE Reward points per ₹200, ₹1,200 joining and ₹500 annual fee, one domestic lounge visit a quarter on a ₹50,000 spend and a ₹25 IRCTC cashback. Its flight, hotel and holiday offers ended in 2019. Closed to new applicants.

Annual fee
₹500 + GST a year
Joining fee
₹1,200 + GST
Base rate
4 EDGE Reward points per ₹200: 4 EDGE Reward points per ₹200 (about 0.4% at cash value)
Lounges
Domestic: 1 visit a calendar quarter after ₹50,000 spend
Forex markup
3.5%
Data
From bank documents, checked 23 Oct 2026

Earns nothing on

  • No points on fuel
  • No points on rent, education, utilities, telecom and government spends
  • No points on insurance premiums
  • No points on transactions converted to EMI
  • No points on gift cards and bridge, road and toll fees

Where the sources disagree

  • DCC markup and late fee: The archival page shows a 1.5% DCC markup and a ₹1,200 late fee for any balance above ₹10,000; the KFS and MITC (2026-10-08) show 3.5% and ₹1,300 above ₹50,000. We use the KFS and MITC.

Terms the calculator does not value

  • The page's complimentary flight tickets, hotel and holiday vouchers, domestic flight, bus and car rental cashbacks were offered only until 2019-04-20 and are not entered. Its value chart still shows them.
  • The page lists a reward redemption fee ("Yes") with no amount, and no point expiry.

Sources

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