MY CHOICE Credit Card
Axis Bank · Closed to new applicants
A legacy Axis card in the KFS "Legacy Cards" table and the MITC: ₹250 joining and ₹250 annual fee (an image card costs ₹150 more), interest 3.75% a month and no fuel surcharge refund. Its reward terms are not published; closed to new applicants.
- Annual fee
- ₹250 + GST a year
- Joining fee
- ₹250 + GST
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 20 Oct 2026
Terms the calculator does not value
- No reward rate, reward currency, redemption value, welcome benefit or milestone is published for this card in the documents found, so none is entered and the card is listed, not valued. A rate-0 placeholder rule and an assumed EDGE Reward points currency (valued at the MITC's ₹0.20 negative-balance rate) were removed in review. Axis's important announcements name the card (as "Axis Bank My Choice Credit Card" and "Axis Bank MyChoice Image Credit Card") among cards earning EDGE REWARDS, with none on rent, fuel, educational services, utilities and government spends from 2022-11-15 and none on insurance from 2023-03-05; enter these as rate-0 rules once the base rate is known.
Sources
- Axis Bank credit cards Key Fact Sheet (last updated 2026-10-08) (Schedule of charges, the bank's own, read 20 Oct 2026)
- Axis Bank credit cards Most Important Terms and Conditions (PDF created 2026-10-08) (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- Axis Bank credit card listing (41 cards) (Product page, the bank's own, read 20 Oct 2026)
- Axis Bank English sitemap (Product page, the bank's own, read 20 Oct 2026)
- Travel EDGE Program eligible Credit and Debit Cards (list dated 2024-06-18) (Reward terms, the bank's own, read 20 Oct 2026)
- Important Announcements on Axis Bank Credit Cards (Bank notice, the bank's own, read 20 Oct 2026)