Axis Bank Freecharge Credit Card
Axis Bank · Closed to new applicants
Freecharge's virtual card on Visa: EDGE Reward points with monthly spend milestones (100 points at ₹2,000 a month, 350 in all at ₹5,000). The spend that earns the base "1 EDGE Reward point" is not published, so no earn rules are entered. ₹250 fee after a free first year. No fuel surcharge waiver.
- Annual fee
- ₹250 + GST a year
- Joining fee
- ₹250 + GST
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 20 Oct 2026
Terms the calculator does not value
- The base earn is not published: the product page says only "You get 1 EDGE REWARD Point", without the rupee amount that earns one. No earn rules are entered, so the card is held at level listed and cannot be valued. The 2025-06-20 revision lists the spends that earn nothing: rent, wallet load, gold and jewellery, fuel, financial institutions, cash advances and repayments.
- The page's "Special offers" are described as upcoming and unspecified, and the card may be offered only by invitation in the Freecharge app.
Sources
- Axis Bank Freecharge Credit Card product page (Product page, the bank's own, read 20 Oct 2026)
- Revision of AXIS BANK FREECHARGE Credit Card Terms and Conditions, effective 2025-06-20 (PDF created 2025-05-13) (Bank notice, the bank's own, read 20 Oct 2026)
- Axis Bank credit cards Key Fact Sheet (last updated 2026-10-08) (Schedule of charges, the bank's own, read 20 Oct 2026)
- Axis Bank credit cards Most Important Terms and Conditions (PDF created 2026-10-08) (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- Axis Bank credit card listing (Product page, the bank's own, read 20 Oct 2026)