Flipkart Axis Bank Super Elite Credit Card
Axis Bank · Closed to new applicants
Axis and Flipkart's SuperCoin card: 500 SuperCoins on activation, an extra 12 SuperCoins per ₹100 on Flipkart for Plus members (6 for non-Plus; capped at 300 and 150 coins a transaction) and 2 SuperCoins per ₹100 elsewhere. ₹500 fee, waived at ₹2 lakh of spend. No longer shown to new applicants.
- Annual fee
- ₹500 + GST a year
- Joining fee
- ₹500 + GST
- Fee waiver
- Annual fee waived on ₹2,00,000 spend per card year
- Base rate
- 2 SuperCoins per ₹100 on all other eligible spends: 2 SuperCoins per ₹100 (about 2% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 20 Oct 2026
Main earn rates
- 12 SuperCoins per ₹100 on Flipkart for Plus members, up to 300 coins a transaction: 12 SuperCoins per ₹100 (about 12% at cash value)
- 6 SuperCoins per ₹100 on Flipkart for non-Plus members, up to 150 coins a transaction: 6 SuperCoins per ₹100 (about 6% at cash value)
Earns nothing on
- No SuperCoins on fuel, gift cards, EMI, wallet loads, jewellery, cash advances and rent
- No SuperCoins on bridge, road and toll fees
Where the sources disagree
- SuperCoins earned on Flipkart: The product page and T&C say "additional" 12 (Plus) and 6 (non-Plus) SuperCoins per ₹100 on Flipkart, and the launch press release says "4X SuperCoins". Flipkart's FAQ settles the reading: 12 and 6 are the card's coins, "in addition to" the 4 and 2 Flipkart issues itself, with a maximum of 400 and 200 on a ₹2,500 transaction. We enter 12 and 6 as the card's rates on Flipkart, without the base 2.
- DCC markup before 2026-08-28: The product page's fee table says the 3.5% dynamic currency conversion markup (and the 1% rent fee) applies "from 5th March 2023"; the issuer-wide notice of 2026-07-27 says the DCC markup rises to 3.5% from 1.5% on 2026-08-28. The current markup is 3.5% on either reading.
Terms the calculator does not value
- The rupee value of a SuperCoin is not stated in any Axis or Flipkart document read; ₹1 is a hedged third-party reading from 2023 and some partners pay less. Flipkart lets a purchase absorb coins only up to 5% of each item's price (at most 100 coins a unit), so a large balance can take many orders to use. Every rupee figure for this card rests on it.
- The Flipkart rates depend on the Plus flag Flipkart sends to Axis and on Flipkart's merchant IDs. Per-transaction caps (300 and 150 coins) are applied at the Flipkart line's typical payment; above ₹2,500 a Flipkart transaction the effective rate falls.
- The 2026-08-28 notice page lists this card among the Flipkart Axis Bank cards whose terms changed, but the SuperCoin T&C on file is from 2023; changes it made to the Super Elite earn terms, if any, were not found.
- Lounge access, insurance and eligibility income were not found for this card.
Sources
- Flipkart Axis Bank Super Elite Credit Card product page (Product page, the bank's own, read 20 Oct 2026)
- Terms & Conditions, Flipkart Axis Bank Super Elite Credit Card SuperCoin (PDF created 2023-05-19) (Reward terms, the bank's own, read 20 Oct 2026)
- Axis Bank credit cards Key Fact Sheet (last updated 2026-10-08) (Schedule of charges, the bank's own, read 20 Oct 2026)
- Axis Bank credit cards Most Important Terms and Conditions (PDF created 2026-10-08) (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- Flipkart Axis Bank Super Elite Credit Card, Frequently Asked Questions (Flipkart) (FAQ, the bank's own, read 20 Oct 2026)
- Flipkart Axis Bank Super Elite Credit Card, our review (emicalculator.net, published 2023-04-28) (Third-party site, read 20 Oct 2026)
- SuperCoin FAQ (Flipkart; new earning structure from 2025-05-01) (FAQ, the bank's own, read 20 Oct 2026)
- Revision of Axis Bank credit card T&C, effective 2026-08-28 (generic notice dated 2026-07-27) (Bank notice, the bank's own, read 20 Oct 2026)
- Axis Bank and Flipkart partner to launch Flipkart Axis Bank Super Elite Credit Card (press release, 2022-11-22) (Press release, the bank's own, read 20 Oct 2026)
- Axis Bank credit card listing (Product page, the bank's own, read 20 Oct 2026)