Flipkart Axis Bank Credit Card

Axis Bank · Open to apply

Axis's Flipkart, Myntra and Cleartrip co-brand cashback card: 7.5% on Myntra, 5% on Flipkart and Cleartrip (each capped at ₹4,000 cashback a statement quarter), 4% on preferred merchants such as Swiggy and Uber, and 1% on everything else. Annual fee ₹500, waived above ₹3.5 lakh of spend.

Annual fee
₹500 + GST a year
Joining fee
₹500 + GST
Fee waiver
Annual fee waived on ₹3,50,000 spend per card year
Base rate
1% cashback on all other eligible spends: 1% cashback (about 1% at cash value)
Lounges
None on record
Forex markup
3.5%
Data
From bank documents, checked 6 Nov 2026

Main earn rates

  • 7.5% cashback on Myntra: 7.5% cashback (about 7.5% at cash value)
  • 5% cashback on Flipkart: 5% cashback (about 5% at cash value)
  • 5% cashback on Cleartrip: 5% cashback (about 5% at cash value)
  • 4% cashback on preferred merchants (Swiggy, Uber, PVR, Fitpass, Stoga): 4% cashback (about 4% at cash value)

Earns nothing on

  • No cashback on utilities and telecom, education, rent, wallet loads, government, insurance, gold and jewellery, fuel, financial institutions, EMI and gift cards
  • No cashback on bridge, road and toll fees

Where the sources disagree

  • Fuel surcharge waiver: The product page says 1% is refunded on fuel transactions from ₹400 to ₹4,000 up to ₹400 a statement cycle. The KFS and MITC fuel refund lists do not name the Flipkart card, nor list it under "refund not applicable". The product page figures are used.

Terms the calculator does not value

  • Axis ran a limited-period first-year-free offer (₹0 joining fee, which also removes the ₹250 Flipkart voucher) and a ₹1,500 Cleartrip voucher on ₹30,000 of spend within 30 days of issue. By 2026-11-06 the product page and listing showed ₹500 again and the Cleartrip offer is commented out of the page's source. Neither is modelled; the page still says first-year-free cards get no ₹250 voucher.
  • Fitpass and Stoga have no merchant entry in our reference data, so spend there is valued at the base 1%. Uber and PVR spend only reach 4% when reported against those merchants, which the calculator's cab and movie lines do not do.
  • No cashback on transactions under ₹100, cashback is rounded down on each transaction, accelerated rates depend on the merchants' IDs, and Flipkart Health purchases earn only the base rate; none of this is modelled.
  • The 2025-06-20 notice ended the 4 complimentary domestic lounge visits; the current page lists no lounge benefit and no insurance. Wednesday Delight and dining offers have no terms in the sources found.

Sources

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