Axis Bank Burgundy Private - The One Card

Axis Bank · Invite only

Axis's card for Burgundy Private clients: one card that combines credit, debit and forex. 15 EDGE Reward points per ₹200, no foreign currency markup, 1.5% a month interest, no cash withdrawal fee, unlimited domestic and Priority Pass lounges with 12 guest visits, 50 domestic and 4 international golf rounds a year. Complimentary at ₹5 crore TRV, otherwise ₹1 lakh. Points transfer 5 to 4 to every one of 27 airline and hotel partners.

Annual fee
₹1,00,000 + GST a year
Joining fee
₹1,00,000 + GST
Base rate
15 EDGE Reward points per ₹200: 15 EDGE Reward points per ₹200 (about 1.5% at cash value)
Lounges
International: unlimited visits per card year; Domestic: unlimited visits a calendar year
Forex markup
0%
Data
From bank documents, checked 6 Nov 2026

Earns nothing on

  • No points on government, gold and jewellery, fuel, and utilities and telecom
  • No points on transactions converted to EMI
  • No points on gift cards and bridge, road and toll fees

Where the sources disagree

  • Gift cards and tolls from 2026-08-28: Axis's generic notice for its credit cards says gift cards and bridge, road and toll fees earn no rewards from 2026-08-28. The Burgundy Private - The One Card notice for the same date lists its other changes but not this one, and the card's rewards T&C names only EMIs and government, gold and jewellery, fuel, utilities and telecom. The generic notice is applied.
  • Cap period of the fuel surcharge waiver: The product page says the waiver is capped at ₹400 per month; the KFS and MITC say ₹400 per statement cycle. The KFS and MITC are used.

Terms the calculator does not value

  • Redemption values: the ₹0.20 a point used for the catalogue comes from the MITC's negative balance example, not from a Burgundy Private page. Travel EDGE and other routes have no rate in the Burgundy Private sources. The transfer values depend on our estimates per programme in the programme list.
  • Transfer ratios and partners are set in Axis's Travel EDGE terms, which Axis can change without notice. The terms fetched on 2026-10-20 give Burgundy Private 5 points to 4 partner points for every one of the 27 partners. IndiGo BluChip's limited-period introductory ratio is also 5 to 4 for Burgundy Private. Caps are per customer ID and the highest card's cap applies when several cards are held; Miles & More also has a separate limit of 2,00,000 Miles & More miles a year. The calculator does not apply the caps. Burgundy Private customers can link only one membership ID per partner.
  • The 2026-08-28 generic notice says bridge, road and toll fees earn no rewards, and the Burgundy Private notice of the same date does not repeat it. The generic notice is applied, so tolls earn nothing here (see conflicts).
  • Golf (50 domestic and 4 international rounds a year), concierge, airport meet and assist, airport transfers, health and wellness privileges and the hotel memberships are listed as benefits but not valued by the calculator.

Sources

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