Airtel Axis Bank Credit Card

Axis Bank · Open to apply

Axis's Airtel co-brand cashback card: 25% on Airtel mobile, broadband, WiFi and DTH bills and 10% on other utility bills paid through the Airtel Thanks app (both capped relative to the 1% base cashback earned in the cycle), 10% value back at Zomato, Blinkit and District, and 1% on everything else. Annual fee ₹500, waived at ₹2 lakh of spend.

Annual fee
₹500 + GST a year
Joining fee
₹500 + GST
Fee waiver
Annual fee waived on ₹2,00,000 spend per card year
Base rate
1% cashback on all other eligible spends: 1% cashback (about 1% at cash value)
Lounges
None on record
Forex markup
3.5%
Data
From bank documents, checked 6 Nov 2026

Main earn rates

  • 25% on Airtel mobile, broadband, WiFi and DTH bills paid through the Airtel Thanks app: 25% cashback (about 25% at cash value)
  • 10% on other utility bills (electricity, gas and other BBPS billers) paid through the Airtel Thanks app: 10% cashback (about 10% at cash value)
  • 10% value back at Zomato, credited to the Zomato wallet: 10% in Partner wallet value back (about 10% at cash value)
  • 10% value back at Blinkit, credited to the Blinkit wallet: 10% in Partner wallet value back (about 10% at cash value)
  • 10% value back on District Movies, credited to the District wallet: 10% in Partner wallet value back (about 10% at cash value)

Earns nothing on

  • No cashback on fuel, cash advances, rent, wallet loads, jewellery, insurance, education, government, EMI, gift cards, and utility and telecom bills paid outside the Airtel Thanks app
  • No cashback on bridge, road and toll fees

Terms the calculator does not value

  • The 2x and 1x caps (airtel-bills-cap, utility-bills-cap) are computed from the base cashback the calculator expects in the cycle; base cashback earned after other caps overflow is not counted.
  • The 25% is for Airtel connections only and both rates need payment through the Airtel Thanks app (merchant IDs or UPI VPAs on the bank's list). The calculator has no Airtel-specific line, so it gives the 25% to all mobile, broadband and DTH spend and the 10% to all utility spend, assuming they go through the app.
  • Value back at Zomato, Blinkit and District Movies is paid in the partner's wallet, needs a coupon, online payment (not UPI) and a ₹499 minimum order (Zomato and Blinkit only), and is valued at face value when spent there. Blinkit and District have no spend line of their own in the calculator.
  • Cashback on the 25% and 10% lines is credited on a 60-day cycle and worked out on Airtel Thanks merchant IDs and UPI VPAs; cashback is rounded down on each transaction. Not modelled.

Sources

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